top of page
Moncton brand Photographer_Centum_Web-180.jpg

Our goal

Looking for the best mortgage advice? Look no further!

 

With thousands of satisfied clients, we will always provide honest and unbiased guidance. We will work with YOU to find the perfect option for your situation.

 

Our goal is to keep it real and offer a comfortable experience. We will simplify the process because mortgages don't need to be complicated or stressful.

 

Let us shop the mortgage market for you and save both TIME and MONEY! 

 

Meet the team

Joline Cloutier  Mortgage Broker

Get ready to embark on an exciting mortgage journey like never before!

 

She is passionate about connecting with people and making a positive difference in their lives. She understands that mortgages can be confusing and frustrating, but no worries, she's got your back!

 

Whether you're a first-time buyer or you want to refinance, or renew she will guide you through the process with her professional knowledge and provide you with the tools you need to make informed financial decisions.
 

Joline thrives on meaningful conversations, making a positive impact and having fun while at work! 

On her days off, Joline enjoys family time, while managing all her kids activities in between. 

 

She's licensed as a Mortgage Broker (#160000433) and speaks both English and French

Moncton brand Photographer_Centum_Web-223.jpg
Moncton brand Photographer_Centum_Web-230.jpg

Chatelle Gautreau  Mortgage Associate

Chatelle primarily works alongside Joline Cloutier,  providing smooth experiences for clients and handling behind-the-scenes paperwork and support. Working with all types of home buyers, Chatelle loves the opportunity to help clients meet their financial goals.

 

With her studies in Business Management, she has a strong administrative background with a keen eye for detail and exceptional organizational skills. Her honesty and positive attitude make her a valuable asset to our team. No matter the challenge, she will work with you and find a way to make it work and always ready to help! 

 

Chatelle’s favourite part of her position is helping first-time home buyers and making a difference in clients’ lives. 

On the days where she's not at the office, you can find her with her family and taking care of her chicken hobby farm. 

 

Chatelle is licensed as a Mortgage Associate (#220053987) and speaks both English and French.

Our Story
Mortgages

Julio Contreras Mortgage Associate

Your go-to licensed Mortgage Associate, dedicated to making your homeownership dreams a reality across New Brunswick!


Drawing on years of experience in sales and finance, Julio is truly passionate about guiding individuals and families through the thrilling journey of buying a home.

 

Fluent in English, French, and Spanish, he makes the often-complex world of home financing accessible and enjoyable. Known for his exceptional service and unwavering commitment, Julio builds strong relationships with his clients, ensuring they feel empowered and supported every step of the way.

When he’s not assisting clients, you can find Julio enjoying adventures with his energetic German Shepherd, Gabbana, or hitting the local gym for an invigorating workout. He believes that staying active and embracing life’s adventures is key to balancing his professional and personal passions.

Mortgage Associate License # 240064077

IMG_5269.jpg
Moncton brand Photographer_Centum_Web-18

Patrick Cloutier Mortgage Broker

The straight shooter who gets things done at lightning speed!  He's a master organizer and a spreadsheet guru! 

After 15 years of working tirelessly funding MANY mortgages for his clients. In 2021, he shifted his focus in growing his second business of managing and renovating his multi-unit apartments and buildings. 

Patrick owns and manages P & C Properties Inc. He might not be sitting at a desk all day anymore, but his days are ALWAYS full. 

Along this journey he passed his trust to Joline, Chatelle & Julio to take care of all of his beloved mortgage clients. 

Mortgage Broker License #160000434

Our Process
 
Our process


1 - Click on the apply button to start


2 - Pick a time & fill out your information


3 - Attach your documents while you wait for your call


4 - We call you and answer ALL of your questions!




 

 Follow us!  

TESTIMONIALS

Andre L.

Fantastic team! Very prompt replies, knowledgeable, explained things very clearly and went above and beyond to ensure a seamless experience, I highly recommend!

Sylvie R.

We had a great experience working with Joline! She and Chatelle were so thorough helping us every step along the way. Going in, I was just hoping to renew my mortgage and hopefully get a good rate, but Joline took the time to look into different options she thought could work well for our scenario, and we ended up with a different mortgage product that we didn't even know existed prior to working with her! Not only are we grateful and happy that our renewal went so smoothly, but we're also excited about the flexibility that this new mortgage will provide for our family. Thank you Joline!

Carlos V.

Extremely Grateful! For Jolene and Chatelle they go above and beyond and very well equip with knowledge. We had our first home through them and now Remortgage with them. You truly gain a friendship with them during and after the process. You all help my Family so much on a Future of a better life. So grateful for all of you ♥️ 100% Recommend

Contact

Contact Us

Visit Us

44 Harris Avenue, Unit 2

Moncton NB E1C 4N6

Joline 506-863-8761

joline_cloutier@centum.ca

Chatelle 506 860 0880

chatelle@cloutiermortgages.ca

Julio 506-639-4640

Julio_contreras@centum.ca

Patrick 506-961-1083

patrick_cloutier@centum.ca

Office 44 Harris .jpg
  • Facebook
  • Instagram

Mortgage Brokers - Team Cloutier

bottom of page