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Our goal

Looking for the best mortgage advice?
Look no further!


With thousands of satisfied clients, we will always provide honest and unbiased guidance. We will work with YOU to find the perfect option for your situation.


Our goal is to keep it real and offer a comfortable experience. We will simplify the process because mortgages don't need to be complicated or stressful.


Let us shop the mortgage market for you and save both TIME and MONEY! 


Meet the team

Joline Cloutier  Mortgage Broker

Get ready to embark on an exciting mortgage journey like never before!


She is passionate about connecting with people and making a positive difference in their lives. She understands that mortgages can be confusing and frustrating, but no worries, she's got your back!


Whether you're a first-time buyer or you want to refinance, or renew she will guide you through the process with her professional knowledge and provide you with the tools you need to make informed financial decisions.

Joline thrives on meaningful conversations, black belt level listener, and badass in general! You're in great hands!

She's licensed as a Mortgage Broker (#160000433) and speaks both English and French

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Chatelle Gautreau  Mortgage Associate

Chatelle has a strong administrative background with a keen eye for detail and exceptional organizational skills. She is always ready to help. Her honesty and positive attitude make her a valuable asset to our team. No matter the challenge, she will work with you and find a way to make it work. 

Plus, she own's a chicken hobby farm, an animal lover and believe a positive attitude can go a long way! 


Chatelle is licensed as a Mortgage Associate (#220053987) and speaks both English and French.

Our Story

Patrick Cloutier Mortgage Broker

The straight shooter who gets things done at lightning speed!  He's a master organizer and a spreadsheet guru! 

After 15 years of working tirelessly funding MANY mortgages for his clients. In 2021, he shifted his focus in growing his second business of managing and renovating his multi-unit apartments and buildings. 

Patrick owns and manages P & C Properties Inc. He might not be sitting at a desk all day anymore, but his days are ALWAYS full. 

Along this journey he passed his trust to Joline & Chatelle to take care of all of his beloved mortgage clients. 

Mortgage Broker Licence #160000434

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Our Process
Our process

1 - Click on the apply button to start

2 - Pick a time & fill out your information

3 - Attach your documents while you wait for your call

4 - We call you and answer ALL of your questions!


Follow us!  


Andre L.

Fantastic team! Very prompt replies, knowledgeable, explained things very clearly and went above and beyond to ensure a seamless experience, I highly recommend!

Sylvie R.

We had a great experience working with Joline! She and Chatelle were so thorough helping us every step along the way. Going in, I was just hoping to renew my mortgage and hopefully get a good rate, but Joline took the time to look into different options she thought could work well for our scenario, and we ended up with a different mortgage product that we didn't even know existed prior to working with her! Not only are we grateful and happy that our renewal went so smoothly, but we're also excited about the flexibility that this new mortgage will provide for our family. Thank you Joline!

Carlos V.

Extremely Grateful! For Jolene and Chatelle they go above and beyond and very well equip with knowledge. We had our first home through them and now Remortgage with them. You truly gain a friendship with them during and after the process. You all help my Family so much on a Future of a better life. So grateful for all of you ♥️ 100% Recommend


Contact Us

44 Harris Avenue, Unit 2

Moncton NB E1C 4N6

Joline 506-863-8761

Chatelle 506 860 0880

Patrick 506-961-1083

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Mortgage Brokers - Team Cloutier

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